Should You Pay Off Your Debts with a Personal Loan?
On average, credit cards carry an APR of over 17%. So, if you have multiple credit cards with outstanding balances, it’s likely that you will have to make hefty interest payments, while still carrying your principal from month to month.…
Can Having Multiple Credit Cards Be Bad for Your Credit Score?
Credit can come in handy if you are traveling or want to make big purchases. And, if you make your monthly credit card payments on time, there’s a good chance it will help you maintain a good credit score as…
Sedans Vs. Convertibles: Can One Be the Other?
Gone are the days when vehicle body types would fall into three or four major classifications. There seems to be a new type of vehicle filling a gap in the market, sprouting at least once a year. A once simple…
5 Smart & Simple Ways to Earn More Credit Card Rewards
Signing up for a new credit card can help you earn substantial rewards, provided you meet the minimum spending requirement within a set period of time. But, once you’ve earned the sign-up bonus, how do you continue earning rewards? Here…
5 Reasons to Carry Your Mortgage Into Retirement
Paying off your mortgage before you retire would be the ideal scenario. However, a large number of Americans enter retirement with an outstanding mortgage. This isn’t necessarily a bad thing, provided you are still able to make the monthly payments.…
Reasons Why Singles Should Get Life Insurance
If you don’t have a partner or children who require your financial assistance, you may think it isn’t necessary to purchase life insurance. However, there are a number of reasons why even single adults need to have life insurance. To…
7 Times to Update Your Homeowners Insurance
Your homeowners insurance policy provides valuable coverage to your home and possessions. Given this, it is important to review the coverage from time to time to ensure that you are sufficiently insured. Here are 7 times when it’s smart to…
Tips for Planning Your Exterior Home Improvement Project
The idea of planning and executing major exterior home improvement projects as adding or replacing a roof, door, siding or windows can be a very daunting task. Which installers do you call to get the job done? How long will…
Lighting: Should You Buy Incandescent, CFL or LED Bulbs?
If you are curious and want to know more about emerging lighting technologies, this article is for you. Many readers want to know the difference between CFL, incandescent, and LED light bulbs, and which one is more suitable for the…
What Are the Pros and Cons Of Renovating an Old House
Many people prefer to make a list of pros and cons to help them make a decision. It helps you analyze both the good and the bad of any decision you plan to take. If you’re wondering whether to renovate…